Property and Casualty Insurance for Construction Company

Top 10 Property and Casualty Insurance for Construction Companies in Florida

California construction firms rely on robust P&C insurance to cover property damage, liability, equipment loss, and unexpected risks on the job site. These providers offer tailored solutions to protect your business and projects.

FEATURED PROPERTY AND CASUALTY INSURANCE FIRMS

The Hartford

Offers comprehensive construction coverage including general liability, tools, equipment, and builders risk policies for small and mid-sized contractors.
Location: Statewide (National provider)
Website: thehartford.com
Contact: 1‑866‑467‑8730
Social: (contact for updates)

Chubb Construction Insurance

Specializes in custom coverage for builders and developers — including P&C, builder’s risk, umbrella, and inland marine policies.
Location: Statewide (via brokers)
Website: chubb.com
Contact: (via broker network)
Social: (contact for updates)

Travelers Insurance (Contractor Segment)

Provides tailored risk solutions including general liability, workers’ comp, property, and builder’s risk insurance.
Location: Statewide
Website: travelers.com
Contact: 1‑866‑336‑2077
Social: (contact for updates)

Zurich North America

Offers full-scale contractor coverage including GL, builders risk, environmental liability, and P&C programs for commercial builders.
Location: California offices via brokers
Website: zurichna.com
Contact: (via broker or agent)
Social: (contact for updates)

NFP Insurance (P&C Division)

California-based broker delivering customized commercial property and casualty plans for general contractors and specialty trades.
Location: Multiple offices across California
Website: nfp.com
Contact: (varies by office)
Social: (contact for updates)

NEXT Insurance

Online-based provider with affordable P&C coverage for independent contractors, remodelers, and small construction businesses.
Location: Statewide (digital-first)
Website: nextinsurance.com
Contact: 1‑855‑222‑5919
Social: (contact for updates)

Acuity Insurance

Mutual insurer offering contractor-specific property, liability, equipment, and vehicle coverage tailored to small and mid-sized firms.
Location: Serves California via brokers
Website: acuity.com
Contact: 1‑800‑242‑7666
Social: (contact for updates)

Liberty Mutual Surety & Commercial Lines

Comprehensive property and casualty options including workers’ comp, inland marine, builder’s risk, and wrap-up programs.
Location: California offices
Website: libertymutual.com
Contact: (varies by region)
Social: (contact for updates)

AmTrust Financial

Focuses on small business coverage including commercial P&C for subcontractors, GCs, and trade professionals.
Location: Serves CA via brokers
Website: amtrustfinancial.com
Contact: 1‑888‑239‑3909
Social: (contact for updates)

CNA Insurance (Construction Segment)

Offers tailored risk services and P&C policies for mid-sized commercial contractors and specialty subcontractors.
Location: Available statewide
Website: cna.com
Contact: 1‑800‑262‑2000
Social: (contact for updates)