Capital City Bank welcomes commercial banker Stuart Chandronnet

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Bankers and local business clients meeting in a modern Tallahassee bank office to discuss commercial loans and treasury services.

Tallahassee, Florida, September 17, 2025

News Summary

Capital City Bank has added Stuart Chandronnet as a commercial banker in Tallahassee to serve businesses and property owners across Leon County. Based at the Capital City Bank Wealth Office on East Tennessee Street, he will provide credit analysis, relationship management and structure financing including business loans, lines of credit and construction financing, plus treasury management solutions. Chandronnet brings over a decade of banking experience and formal training from Flagler College and the Florida School of Banking. The hire reinforces the bank’s local lending capacity and community-focused commercial banking services in the region.

Capital City Bank adds commercial banker to support Leon County construction and business lending

Capital City Bank has named Stuart Chandronnet as a commercial banker focused on serving the banking and lending needs of Leon County. Chandronnet will be based at the bank’s Wealth Office at 304 East Tennessee St. and will provide guidance, expertise and a range of commercial lending and treasury management services to businesses and developers in the area.

What the hire means now

The addition aims to strengthen local access to commercial financing, including business loans, business lines of credit and construction loans for expansion or new development. Chandronnet will focus on corporate banking and both owner-occupied and investment real estate markets, working closely with clients to structure financing that matches project needs and cash flow patterns.

Background and experience

Chandronnet brings more than a decade of experience in the banking industry with expertise in commercial lending, credit analysis, relationship management and business development. He holds a bachelor’s degree in business administration with a minor in marketing from Flagler College and completed the Florida School of Banking in 2023.

Community ties and local involvement

The new banker is active in local civic and faith organizations. He serves as chairman of the advisory committee for Access Tallahassee, the young professionals program of the local chamber of commerce. He also chairs the finance committee at Deer Lake Church and leads the outdoor committee for the Fellowship of Christian Athletes, where he helps organize fundraising events such as fishing tournaments and pheasant shoots. In addition, he is a longtime Rotarian who takes part in service projects including ramp builds, bed builds and work with local shelters.

Personal details

Chandronnet lives in Tallahassee with his wife, Haley, who teaches kindergarten at Kate Sullivan Elementary, and their young daughter. Outside of work he follows Florida State University sports, enjoys hunting, plays disc golf and spends time outdoors.

About Capital City Bank

Capital City Bank was founded in 1895 and is headquartered in Tallahassee. The bank offers a full range of consumer, wealth management, business and commercial banking services. Its holding company, Capital City Bank Group, Inc. (NASDAQ: CCBG), is one of the larger publicly traded financial holding companies based in Florida, reporting about $4.4 billion in assets. The bank operates 62 banking offices and 107 ATMs/ITMs across Florida, Georgia and Alabama.

Industry context

The hiring comes amid broader shifts in regional banking activity. Recent transactions and expansion moves by other regional banks have increased physical branch presence in new markets and reinforced demand for local commercial lending teams able to support construction and development work. In one regional deal, a bank acquisition added multiple branch locations in the Florida Panhandle and the Big Bend area, a move described by executives as intended to provide both lending services and branch access in that market. That transaction also included retention of existing employees at the acquired bank.

The banking sector has seen debate about consolidation and the regulatory and tax treatment that affects different types of financial institutions. Industry groups and trade associations have highlighted concerns about acquisition trends, while others have questioned those points and urged a broader view of competition and outcomes for consumers. Federal agency staffing changes and deregulatory initiatives have also renewed conversations about how consolidation could evolve.

Local construction lending implications

For contractors, developers and property owners in Leon County, the immediate effect is expected to be improved access to tailored loan structures for construction and expansion projects. The bank’s local presence and a dedicated commercial banker with construction lending experience aim to shorten the path from project planning to financing, and to offer treasury management solutions that support ongoing operations during and after project completion.

This move is part of the bank’s long-term presence in the region and follows internal leadership and staffing shifts across the local banking landscape, which include changes in bank presidencies and other executive roles at area institutions.


Frequently Asked Questions

Q1: Who is the new commercial banker and where will he work?

A1: Stuart Chandronnet has joined Capital City Bank as a commercial banker based at the Wealth Office at 304 East Tennessee St., serving clients in Leon County.

Q2: What kinds of loans will he handle?

A2: He will work on corporate banking, owner-occupied and investment real estate financings, including business loans, lines of credit and construction loans for expansion and new development.

Q3: What is his experience and education?

A3: Chandronnet has over a decade in banking, with areas of expertise in commercial lending, credit analysis, relationship management and business development. He graduated from Flagler College with a bachelor’s degree in business administration and a minor in marketing, and completed the Florida School of Banking in 2023.

Q4: How does this hire affect local construction projects?

A4: The hire is intended to provide more direct access to tailored financing for local construction and development projects, along with treasury management support for business operations.

Q5: What are some details about Capital City Bank as an institution?

A5: Founded in 1895 and based in Tallahassee, the bank offers consumer, wealth, business and commercial services. The holding company reports about $4.4 billion in assets and operates 62 offices and 107 ATMs/ITMs in three states.


Key features at a glance

Feature Details
New hire Stuart Chandronnet, Commercial Banker
Primary market Leon County; corporate, owner-occupied and investment real estate
Office location 304 East Tennessee St., Tallahassee (Capital City Bank Wealth Office)
Core services Commercial lending, credit analysis, relationship management, treasury solutions
Example loan types Business loans, lines of credit, construction loans for expansion or new development
Experience & education 10+ years in banking; BBA from Flagler College; Florida School of Banking, 2023
Community roles Access Tallahassee advisory chair; finance committee chair at Deer Lake Church; Fellowship of Christian Athletes outdoor committee chair; longtime Rotarian
Bank facts Founded 1895; headquartered in Tallahassee; ~ $4.4B assets; 62 offices; 107 ATMs/ITMs
Website Corporate site for reference: www.ccbg.com

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